/* HERO */
  .hero { padding: 1rem 0 3rem; border-bottom: 1px solid var(--border); margin-bottom: 3rem; }
  .hero-badge { display: inline-block; background: var(--orange-dim); border: 1px solid var(--orange-border); color: var(--orange); font-size: 11px; letter-spacing: 0.1em; text-transform: uppercase; padding: 4px 14px; border-radius: 20px; margin-bottom: 1.5rem; font-weight: 600; }
  .hero h1 { font-size: 48px; font-weight: 700; line-height: 1.08; margin-bottom: 1.25rem; color: var(--navy); letter-spacing: -1px; }
  .hero h1 span { color: var(--orange); }
  .hero-sub { font-size: 17px; color: var(--text-mid); line-height: 1.85; max-width: 580px; }

  /* PROSE SECTIONS */
  .prose-section { margin-bottom: 3rem; }
  .prose-section h2 { font-size: 28px; font-weight: 700; margin-bottom: 1rem; color: var(--navy); letter-spacing: -0.5px; }
  .prose-section h3 { font-size: 18px; font-weight: 700; margin-bottom: 0.75rem; color: var(--navy); margin-top: 1.75rem; }
  .prose-section h4 { font-size: 15px; font-weight: 700; margin-bottom: 0.5rem; color: var(--navy); margin-top: 1.25rem; }
  .prose-section p { font-size: 16px; color: var(--text-mid); line-height: 1.85; margin-bottom: 0.875rem; max-width: 700px; }
  .prose-section p:last-child { margin-bottom: 0; }

  /* PROMISE SECTION */
  .promise-section { margin-bottom: 3.5rem; }
  .promise-section h2 { font-size: 28px; font-weight: 700; margin-bottom: 1.5rem; color: var(--navy); letter-spacing: -0.5px; }

  /* FEATURE LIST */
  .feature-list { list-style: none; margin-bottom: 1rem; }
  .feature-list li { font-size: 15px; color: var(--text-mid); padding: 6px 0; display: flex; align-items: flex-start; gap: 10px; line-height: 1.85; max-width: 700px; }
  .feature-list li::before { content: ''; width: 6px; height: 6px; background: var(--orange); border-radius: 50%; flex-shrink: 0; margin-top: 9px; }

  /* TERMS SECTION */
  .terms-section { margin-bottom: 3.5rem; }
  .terms-section > h2 { font-size: 28px; font-weight: 700; margin-bottom: 1.75rem; color: var(--navy); letter-spacing: -0.5px; }
  .terms-item { margin-bottom: 2.5rem; padding-bottom: 2.5rem; border-bottom: 1px solid var(--border); }
  .terms-item:last-child { border-bottom: none; padding-bottom: 0; }
  .terms-item > h3 { font-size: 20px; font-weight: 700; margin-bottom: 1rem; color: var(--navy); letter-spacing: -0.3px; }
  .terms-item h4 { font-size: 15px; font-weight: 700; margin-bottom: 0.625rem; color: var(--navy); margin-top: 1.5rem; }
  .terms-item h4:first-child { margin-top: 0; }
  .terms-item p { font-size: 15px; color: var(--text-mid); line-height: 1.85; margin-bottom: 0.875rem; max-width: 700px; }
  .terms-item p:last-child { margin-bottom: 0; }
  .terms-item ul { list-style: none; margin: 0.75rem 0 1rem; }
  .terms-item ul li { font-size: 15px; color: var(--text-mid); padding: 5px 0; display: flex; align-items: flex-start; gap: 10px; line-height: 1.7; max-width: 700px; }
  .terms-item ul li::before { content: ''; width: 4px; height: 4px; background: var(--border-med); border-radius: 50%; flex-shrink: 0; margin-top: 8px; }

  /* DISCLAIMER BLOCK */
  .disclaimer-block { background: var(--bg); border: 1px solid var(--border); border-radius: 12px; padding: 1.75rem; margin-top: 0.75rem; margin-bottom: 1.5rem; }
  .disclaimer-block p { font-size: 13px; color: var(--text-mid); line-height: 1.7; margin-bottom: 0.75rem; max-width: none; }
  .disclaimer-block p:last-child { margin-bottom: 0; }
  .disclaimer-block ul { list-style: none; margin: 0.5rem 0 0.75rem; }
  .disclaimer-block ul li { font-size: 13px; color: var(--text-mid); padding: 4px 0; display: flex; align-items: flex-start; gap: 8px; line-height: 1.7; }
  .disclaimer-block ul li::before { content: ''; width: 4px; height: 4px; background: var(--border-med); border-radius: 50%; flex-shrink: 0; margin-top: 7px; }

  /* CONTACT SECTION */
  .contact-section { margin-bottom: 3.5rem; }
  .contact-section h2 { font-size: 28px; font-weight: 700; margin-bottom: 1.25rem; color: var(--navy); letter-spacing: -0.5px; }
  .contact-section p { font-size: 16px; color: var(--text-mid); line-height: 1.85; margin-bottom: 0.875rem; }
  .contact-section a { color: var(--orange); text-decoration: none; }
  .contact-section a:hover { text-decoration: underline; }

  /* BUTTONS */
  .btn-primary { display: inline-block; background: var(--orange); color: var(--navy); text-decoration: none; border: none; padding: 14px 32px; border-radius: 50px; font-size: 15px; font-weight: 700; cursor: pointer; font-family: inherit; transition: opacity 0.15s; }
  .btn-primary:hover { opacity: 0.88; }

  /* CTA BAR */
  .cta-bar { background: var(--orange-dim); border: 1.5px solid var(--orange-border); border-radius: 16px; padding: 2.5rem; text-align: center; }
  .cta-bar h3 { font-size: 22px; font-weight: 700; margin-bottom: 6px; color: var(--navy); letter-spacing: -0.3px; }
  .cta-bar p { font-size: 15px; color: var(--text-mid); margin-bottom: 1.75rem; }

 
  @media (max-width: 720px) {
    .hero h1 { font-size: 34px; }
  }